Carding

[Grom&&^!]

I would like to understand the topic of carding in more detail, could you help provide sources on this topic or share your experience?

 

[GlitchPool]

So, you wanna get into carding?
Alright, here’s the deal start witht VBV, non-VBV, 2D, and 3D payment gateways, these are the basics you gotta know if you’re planning to work around payment systems.

VBV (Verified by Visa)​

VBV cards are a pain because they’ve got that extra layer of security. When you try to make a transaction, the bank asks for a password, an OTP (one-time password), or some sort of 3D Secure authentication. It’s like having a second lock on a door—it’s not impossible to bypass, but it slows things down. Usually, these cards aren’t worth the trouble unless you know a reliable method to crack the verification or spoof it.

Non-VBV Cards​

Now, these are the gold mines. Non-VBV cards don’t have that second layer of security, so when you hit a payment gateway, it just asks for the card number, expiry date, and CVV. That’s it. If you’ve got valid details, it’s smooth sailing. No need to mess with OTPs or any other annoying checks. These are the ones you wanna go after for quick hits.

2D Payment Gateways​

2D gateways are old-school—they only verify basic card info like the card number, expiry date, and CVV. As long as the details are correct, the transaction goes through. There’s no advanced security or OTP stuff involved. Think of these as the easiest targets.

3D Payment Gateways​

These are a bit more advanced. They use what's called 3D Secure technology, like "Verified by Visa" or "Mastercard SecureCode." When you try to use a card, it redirects you to the bank’s authentication page, asking for an OTP or password. It’s a tougher nut to crack unless you’ve got access to the cardholder’s phone or some other method to intercept the OTP.