you mixing things up Ninjanet , not all cc sellers is scammers many is Legit, yes 99% of cards do have otp code but the otp request depends on the Merchant who you will use the cc on , most online service providers ( hosting / online steaming / online stuff / ... ) do use 2d merchants accounts which do not request otp code when you do purchases even if the card do have OTP code setuped , otp code is required if the the website use a 3d merchant account in most cases its used for High fraud risk mostly physical products like ( electronics , clothing , .... ) . so ordering a cc to use on 2d merchant all you need is a vlaid card not matter what if its have otp or not since the merchant will never ask for the otp code , but if you want to a card to use on 3d merchant you should know which bins is non vbv ( otp ) because buying a random card and hoping it not ask for otp code when use it on 3d merchant is like 99% chance will fail because you will end up asked for the otp code even if you use the right proxy and region/time . so it all debends where you want to use that card . to select the right seller to buy your cards make that this sellers do provide a fair refund policy for Dead cards beofre yo do order from him or from his online store
Yes for Phisical cards its a differant story since EMV CHIP is been emplemented on almost all cards nowdays , since Pin code is required is almost all kind of purchases even if you have the RIgh tracks / ist file encoded on the EMV chip because of the extra secuirty is empleteted on the many EMV cards now days to check a special code which is encoded on the chip with each transeaction and to pass the next transeaction the bank Verifies the previus code he encoded on the Chip for the last succesful transeaction and make sure it do matches the one he giveen to the that card before .